Present value factor table Present value factor table using Ordinary Annuity

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Home > Algebra calculators > Present value factor table example

5. Present value factor table example ( Enter your problem )

( Enter your problem )

Present value factor table using Compound Interest
Present value factor table using Ordinary Annuity
Present value factor table using Annuity Due

Other related methods

1. Present value factor table using Compound Interest
(Previous example)

3. Present value factor table using Annuity Due
(Next example)

2. Present value factor table using Ordinary Annuity

1. Find Present value factor table, using Ordinary Annuity method
i = 1, i Increment by = 1, Total column = 30
n = 1, n Increment by = 1, Total row = 50

Solution:
Present value interest factor of Ordinary Annuity Table (PVIFA)
Present value of Ordinary Annuity of $1 (PVIFA)
`PVA_(i,n)=[(1-(1+i)^(-n))/(i)]`

n \ i	1%	2%	3%	4%	5%	6%	7%	8%	9%	10%	11%	12%	13%	14%	15%	16%	17%	18%	19%	20%	21%	22%	23%	24%	25%	26%	27%	28%	29%	30%
1	0.9901	0.9804	0.9709	0.9615	0.9524	0.9434	0.9346	0.9259	0.9174	0.9091	0.9009	0.8929	0.885	0.8772	0.8696	0.8621	0.8547	0.8475	0.8403	0.8333	0.8264	0.8197	0.813	0.8065	0.8	0.7937	0.7874	0.7812	0.7752	0.7692
2	1.9704	1.9416	1.9135	1.8861	1.8594	1.8334	1.808	1.7833	1.7591	1.7355	1.7125	1.6901	1.6681	1.6467	1.6257	1.6052	1.5852	1.5656	1.5465	1.5278	1.5095	1.4915	1.474	1.4568	1.44	1.4235	1.4074	1.3916	1.3761	1.3609
3	2.941	2.8839	2.8286	2.7751	2.7232	2.673	2.6243	2.5771	2.5313	2.4869	2.4437	2.4018	2.3612	2.3216	2.2832	2.2459	2.2096	2.1743	2.1399	2.1065	2.0739	2.0422	2.0114	1.9813	1.952	1.9234	1.8956	1.8684	1.842	1.8161
4	3.902	3.8077	3.7171	3.6299	3.546	3.4651	3.3872	3.3121	3.2397	3.1699	3.1024	3.0373	2.9745	2.9137	2.855	2.7982	2.7432	2.6901	2.6386	2.5887	2.5404	2.4936	2.4483	2.4043	2.3616	2.3202	2.28	2.241	2.2031	2.1662
5	4.8534	4.7135	4.5797	4.4518	4.3295	4.2124	4.1002	3.9927	3.8897	3.7908	3.6959	3.6048	3.5172	3.4331	3.3522	3.2743	3.1993	3.1272	3.0576	2.9906	2.926	2.8636	2.8035	2.7454	2.6893	2.6351	2.5827	2.532	2.483	2.4356
6	5.7955	5.6014	5.4172	5.2421	5.0757	4.9173	4.7665	4.6229	4.4859	4.3553	4.2305	4.1114	3.9975	3.8887	3.7845	3.6847	3.5892	3.4976	3.4098	3.3255	3.2446	3.1669	3.0923	3.0205	2.9514	2.885	2.821	2.7594	2.7	2.6427
7	6.7282	6.472	6.2303	6.0021	5.7864	5.5824	5.3893	5.2064	5.033	4.8684	4.7122	4.5638	4.4226	4.2883	4.1604	4.0386	3.9224	3.8115	3.7057	3.6046	3.5079	3.4155	3.327	3.2423	3.1611	3.0833	3.0087	2.937	2.8682	2.8021
8	7.6517	7.3255	7.0197	6.7327	6.4632	6.2098	5.9713	5.7466	5.5348	5.3349	5.1461	4.9676	4.7988	4.6389	4.4873	4.3436	4.2072	4.0776	3.9544	3.8372	3.7256	3.6193	3.5179	3.4212	3.3289	3.2407	3.1564	3.0758	2.9986	2.9247
9	8.566	8.1622	7.7861	7.4353	7.1078	6.8017	6.5152	6.2469	5.9952	5.759	5.537	5.3282	5.1317	4.9464	4.7716	4.6065	4.4506	4.303	4.1633	4.031	3.9054	3.7863	3.6731	3.5655	3.4631	3.3657	3.2728	3.1842	3.0997	3.019
10	9.4713	8.9826	8.5302	8.1109	7.7217	7.3601	7.0236	6.7101	6.4177	6.1446	5.8892	5.6502	5.4262	5.2161	5.0188	4.8332	4.6586	4.4941	4.3389	4.1925	4.0541	3.9232	3.7993	3.6819	3.5705	3.4648	3.3644	3.2689	3.1781	3.0915
11	10.3676	9.7868	9.2526	8.7605	8.3064	7.8869	7.4987	7.139	6.8052	6.4951	6.2065	5.9377	5.6869	5.4527	5.2337	5.0286	4.8364	4.656	4.4865	4.3271	4.1769	4.0354	3.9018	3.7757	3.6564	3.5435	3.4365	3.3351	3.2388	3.1473
12	11.2551	10.5753	9.954	9.3851	8.8633	8.3838	7.9427	7.5361	7.1607	6.8137	6.4924	6.1944	5.9176	5.6603	5.4206	5.1971	4.9884	4.7932	4.6105	4.4392	4.2784	4.1274	3.9852	3.8514	3.7251	3.6059	3.4933	3.3868	3.2859	3.1903
13	12.1337	11.3484	10.635	9.9856	9.3936	8.8527	8.3577	7.9038	7.4869	7.1034	6.7499	6.4235	6.1218	5.8424	5.5831	5.3423	5.1183	4.9095	4.7147	4.5327	4.3624	4.2028	4.053	3.9124	3.7801	3.6555	3.5381	3.4272	3.3224	3.2233
14	13.0037	12.1062	11.2961	10.5631	9.8986	9.295	8.7455	8.2442	7.7862	7.3667	6.9819	6.6282	6.3025	6.0021	5.7245	5.4675	5.2293	5.0081	4.8023	4.6106	4.4317	4.2646	4.1082	3.9616	3.8241	3.6949	3.5733	3.4587	3.3507	3.2487
15	13.8651	12.8493	11.9379	11.1184	10.3797	9.7122	9.1079	8.5595	8.0607	7.6061	7.1909	6.8109	6.4624	6.1422	5.8474	5.5755	5.3242	5.0916	4.8759	4.6755	4.489	4.3152	4.153	4.0013	3.8593	3.7261	3.601	3.4834	3.3726	3.2682
16	14.7179	13.5777	12.5611	11.6523	10.8378	10.1059	9.4466	8.8514	8.3126	7.8237	7.3792	6.974	6.6039	6.2651	5.9542	5.6685	5.4053	5.1624	4.9377	4.7296	4.5364	4.3567	4.1894	4.0333	3.8874	3.7509	3.6228	3.5026	3.3896	3.2832
17	15.5623	14.2919	13.1661	12.1657	11.2741	10.4773	9.7632	9.1216	8.5436	8.0216	7.5488	7.1196	6.7291	6.3729	6.0472	5.7487	5.4746	5.2223	4.9897	4.7746	4.5755	4.3908	4.219	4.0591	3.9099	3.7705	3.64	3.5177	3.4028	3.2948
18	16.3983	14.992	13.7535	12.6593	11.6896	10.8276	10.0591	9.3719	8.7556	8.2014	7.7016	7.2497	6.8399	6.4674	6.128	5.8178	5.5339	5.2732	5.0333	4.8122	4.6079	4.4187	4.2431	4.0799	3.9279	3.7861	3.6536	3.5294	3.413	3.3037
19	17.226	15.6785	14.3238	13.1339	12.0853	11.1581	10.3356	9.6036	8.9501	8.3649	7.8393	7.3658	6.938	6.5504	6.1982	5.8775	5.5845	5.3162	5.07	4.8435	4.6346	4.4415	4.2627	4.0967	3.9424	3.7985	3.6642	3.5386	3.421	3.3105
20	18.0456	16.3514	14.8775	13.5903	12.4622	11.4699	10.594	9.8181	9.1285	8.5136	7.9633	7.4694	7.0248	6.6231	6.2593	5.9288	5.6278	5.3527	5.1009	4.8696	4.6567	4.4603	4.2786	4.1103	3.9539	3.8083	3.6726	3.5458	3.4271	3.3158
21	18.857	17.0112	15.415	14.0292	12.8212	11.7641	10.8355	10.0168	9.2922	8.6487	8.0751	7.562	7.1016	6.687	6.3125	5.9731	5.6648	5.3837	5.1268	4.8913	4.675	4.4756	4.2916	4.1212	3.9631	3.8161	3.6792	3.5514	3.4319	3.3198
22	19.6604	17.658	15.9369	14.4511	13.163	12.0416	11.0612	10.2007	9.4424	8.7715	8.1757	7.6446	7.1695	6.7429	6.3587	6.0113	5.6964	5.4099	5.1486	4.9094	4.69	4.4882	4.3021	4.13	3.9705	3.8223	3.6844	3.5558	3.4356	3.323
23	20.4558	18.2922	16.4436	14.8568	13.4886	12.3034	11.2722	10.3711	9.5802	8.8832	8.2664	7.7184	7.2297	6.7921	6.3988	6.0442	5.7234	5.4321	5.1668	4.9245	4.7025	4.4985	4.3106	4.1371	3.9764	3.8273	3.6885	3.5592	3.4384	3.3254
24	21.2434	18.9139	16.9355	15.247	13.7986	12.5504	11.4693	10.5288	9.7066	8.9847	8.3481	7.7843	7.2829	6.8351	6.4338	6.0726	5.7465	5.4509	5.1822	4.9371	4.7128	4.507	4.3176	4.1428	3.9811	3.8312	3.6918	3.5619	3.4406	3.3272
25	22.0232	19.5235	17.4131	15.6221	14.0939	12.7834	11.6536	10.6748	9.8226	9.077	8.4217	7.8431	7.33	6.8729	6.4641	6.0971	5.7662	5.4669	5.1951	4.9476	4.7213	4.5139	4.3232	4.1474	3.9849	3.8342	3.6943	3.564	3.4423	3.3286
26	22.7952	20.121	17.8768	15.9828	14.3752	13.0032	11.8258	10.81	9.929	9.1609	8.4881	7.8957	7.3717	6.9061	6.4906	6.1182	5.7831	5.4804	5.206	4.9563	4.7284	4.5196	4.3278	4.1511	3.9879	3.8367	3.6963	3.5656	3.4437	3.3297
27	23.5596	20.7069	18.327	16.3296	14.643	13.2105	11.9867	10.9352	10.0266	9.2372	8.5478	7.9426	7.4086	6.9352	6.5135	6.1364	5.7975	5.4919	5.2151	4.9636	4.7342	4.5243	4.3316	4.1542	3.9903	3.8387	3.6979	3.5669	3.4447	3.3305
28	24.3164	21.2813	18.7641	16.6631	14.8981	13.4062	12.1371	11.0511	10.1161	9.3066	8.6016	7.9844	7.4412	6.9607	6.5335	6.152	5.8099	5.5016	5.2228	4.9697	4.739	4.5281	4.3346	4.1566	3.9923	3.8402	3.6991	3.5679	3.4455	3.3312
29	25.0658	21.8444	19.1885	16.9837	15.1411	13.5907	12.2777	11.1584	10.1983	9.3696	8.6501	8.0218	7.4701	6.983	6.5509	6.1656	5.8204	5.5098	5.2292	4.9747	4.743	4.5312	4.3371	4.1585	3.9938	3.8414	3.7001	3.5687	3.4461	3.3317
30	25.8077	22.3965	19.6004	17.292	15.3725	13.7648	12.409	11.2578	10.2737	9.4269	8.6938	8.0552	7.4957	7.0027	6.566	6.1772	5.8294	5.5168	5.2347	4.9789	4.7463	4.5338	4.3391	4.1601	3.995	3.8424	3.7009	3.5693	3.4466	3.3321
31	26.5423	22.9377	20.0004	17.5885	15.5928	13.9291	12.5318	11.3498	10.3428	9.479	8.7331	8.085	7.5183	7.0199	6.5791	6.1872	5.8371	5.5227	5.2392	4.9824	4.749	4.5359	4.3407	4.1614	3.996	3.8432	3.7015	3.5697	3.447	3.3324
32	27.2696	23.4683	20.3888	17.8736	15.8027	14.084	12.6466	11.435	10.4062	9.5264	8.7686	8.1116	7.5383	7.035	6.5905	6.1959	5.8437	5.5277	5.243	4.9854	4.7512	4.5376	4.3421	4.1624	3.9968	3.8438	3.7019	3.5701	3.4473	3.3326
33	27.9897	23.9886	20.7658	18.1476	16.0025	14.2302	12.7538	11.5139	10.4644	9.5694	8.8005	8.1354	7.556	7.0482	6.6005	6.2034	5.8493	5.532	5.2462	4.9878	4.7531	4.539	4.3431	4.1632	3.9975	3.8443	3.7023	3.5704	3.4475	3.3328
34	28.7027	24.4986	21.1318	18.4112	16.1929	14.3681	12.854	11.5869	10.5178	9.6086	8.8293	8.1566	7.5717	7.0599	6.6091	6.2098	5.8541	5.5356	5.2489	4.9898	4.7546	4.5402	4.344	4.1639	3.998	3.8447	3.7026	3.5706	3.4477	3.3329
35	29.4086	24.9986	21.4872	18.6646	16.3742	14.4982	12.9477	11.6546	10.5668	9.6442	8.8552	8.1755	7.5856	7.07	6.6166	6.2153	5.8582	5.5386	5.2512	4.9915	4.7559	4.5411	4.3447	4.1644	3.9984	3.845	3.7028	3.5708	3.4478	3.333
36	30.1075	25.4888	21.8323	18.9083	16.5469	14.621	13.0352	11.7172	10.6118	9.6765	8.8786	8.1924	7.5979	7.079	6.6231	6.2201	5.8617	5.5412	5.2531	4.9929	4.7569	4.5419	4.3453	4.1649	3.9987	3.8452	3.703	3.5709	3.4479	3.3331
37	30.7995	25.9695	22.1672	19.1426	16.7113	14.7368	13.117	11.7752	10.653	9.7059	8.8996	8.2075	7.6087	7.0868	6.6288	6.2242	5.8647	5.5434	5.2547	4.9941	4.7578	4.5426	4.3458	4.1652	3.999	3.8454	3.7032	3.571	3.448	3.3331
38	31.4847	26.4406	22.4925	19.3679	16.8679	14.846	13.1935	11.8289	10.6908	9.7327	8.9186	8.221	7.6183	7.0937	6.6338	6.2278	5.8673	5.5452	5.2561	4.9951	4.7585	4.5431	4.3462	4.1655	3.9992	3.8456	3.7033	3.5711	3.4481	3.3332
39	32.163	26.9026	22.8082	19.5845	17.017	14.9491	13.2649	11.8786	10.7255	9.757	8.9357	8.233	7.6268	7.0997	6.638	6.2309	5.8695	5.5468	5.2572	4.9959	4.7591	4.5435	4.3465	4.1657	3.9993	3.8457	3.7034	3.5712	3.4481	3.3332
40	32.8347	27.3555	23.1148	19.7928	17.1591	15.0463	13.3317	11.9246	10.7574	9.7791	8.9511	8.2438	7.6344	7.105	6.6418	6.2335	5.8713	5.5482	5.2582	4.9966	4.7596	4.5439	4.3467	4.1659	3.9995	3.8458	3.7034	3.5712	3.4481	3.3332
41	33.4997	27.7995	23.4124	19.9931	17.2944	15.138	13.3941	11.9672	10.7866	9.7991	8.9649	8.2534	7.641	7.1097	6.645	6.2358	5.8729	5.5493	5.259	4.9972	4.76	4.5441	4.3469	4.1661	3.9996	3.8459	3.7035	3.5713	3.4482	3.3333
42	34.1581	28.2348	23.7014	20.1856	17.4232	15.2245	13.4524	12.0067	10.8134	9.8174	8.9774	8.2619	7.6469	7.1138	6.6478	6.2377	5.8743	5.5502	5.2596	4.9976	4.7603	4.5444	4.3471	4.1662	3.9997	3.8459	3.7035	3.5713	3.4482	3.3333
43	34.81	28.6616	23.9819	20.3708	17.5459	15.3062	13.507	12.0432	10.838	9.834	8.9886	8.2696	7.6522	7.1173	6.6503	6.2394	5.8755	5.551	5.2602	4.998	4.7606	4.5446	4.3472	4.1663	3.9997	3.846	3.7036	3.5713	3.4482	3.3333
44	35.4555	29.08	24.2543	20.5488	17.6628	15.3832	13.5579	12.0771	10.8605	9.8491	8.9988	8.2764	7.6568	7.1205	6.6524	6.2409	5.8765	5.5517	5.2607	4.9984	4.7608	4.5447	4.3473	4.1663	3.9998	3.846	3.7036	3.5714	3.4482	3.3333
45	36.0945	29.4902	24.5187	20.72	17.7741	15.4558	13.6055	12.1084	10.8812	9.8628	9.0079	8.2825	7.6609	7.1232	6.6543	6.2421	5.8773	5.5523	5.2611	4.9986	4.761	4.5449	4.3474	4.1664	3.9998	3.846	3.7036	3.5714	3.4482	3.3333
46	36.7272	29.8923	24.7754	20.8847	17.8801	15.5244	13.65	12.1374	10.9002	9.8753	9.0161	8.288	7.6645	7.1256	6.6559	6.2432	5.8781	5.5528	5.2614	4.9989	4.7612	4.545	4.3475	4.1665	3.9999	3.8461	3.7036	3.5714	3.4482	3.3333
47	37.3537	30.2866	25.0247	21.0429	17.981	15.589	13.6916	12.1643	10.9176	9.8866	9.0235	8.2928	7.6677	7.1277	6.6573	6.2442	5.8787	5.5532	5.2617	4.9991	4.7613	4.5451	4.3476	4.1665	3.9999	3.8461	3.7037	3.5714	3.4483	3.3333
48	37.974	30.6731	25.2667	21.1951	18.0772	15.65	13.7305	12.1891	10.9336	9.8969	9.0302	8.2972	7.6705	7.1296	6.6585	6.245	5.8792	5.5536	5.2619	4.9992	4.7614	4.5451	4.3476	4.1665	3.9999	3.8461	3.7037	3.5714	3.4483	3.3333
49	38.5881	31.0521	25.5017	21.3415	18.1687	15.7076	13.7668	12.2122	10.9482	9.9063	9.0362	8.301	7.673	7.1312	6.6596	6.2457	5.8797	5.5539	5.2621	4.9993	4.7615	4.5452	4.3477	4.1666	3.9999	3.8461	3.7037	3.5714	3.4483	3.3333
50	39.1961	31.4236	25.7298	21.4822	18.2559	15.7619	13.8007	12.2335	10.9617	9.9148	9.0417	8.3045	7.6752	7.1327	6.6605	6.2463	5.8801	5.5541	5.2623	4.9995	4.7616	4.5452	4.3477	4.1666	3.9999	3.8461	3.7037	3.5714	3.4483	3.3333

This material is intended as a summary. Use your textbook for detail explanation.
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